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Our program is underwritten on behalf of Certain Underwriters at Lloyd’s and designed for Architects & Engineers in private practice and Design & build.
Commercial General Liability
This coverage is designed as a complement to the professional liability policy for many of the classes offered. It is not available as a stand-alone. The main exposure and drive for the policy must be Errors and Omissions upon which a GL policy can be added to cover for an additional premium.
- $5,000,000 limit available
- $500 minimum premium
- $1,000 minimum deductible
- Occurrence and Claims Made wordings available
- $250,000 (Maximum) Tenants Legal Liability
- $500,000 (Maximum) Employee Benefits Liability
- $10,000 Medical Payments
- $1,000,000 Non-Owned Automobile
- $50,000 Legal Liablity for Damage to Hired Automobiles - S.E.F. 94
Territory is Canada only
Also available:
- Property coverage available
- Excess policy available
Architects & Engineers - Private practice
Designed for Architects, Engineers, Technologists, Technicians, Land Surveyors, Landscape Architects, Project / Construction Managers, Interior Designers, Quantity Surveyors, Drafters, Geologists and other design individuals or firms who consult as third parties
Architects & Engineers - Design & Build
Designed for construction firms with in-house architectural or engineering staff or consulting firm with construction capabilities
Coverage includes first party coverage which allows the Insured to bring a claim against their own policy in the event they discover a design error which, in the normal course of events, would have resulted in a claim by their customer. This allows the error to be corrected before any costly litigation would be required. It also provides coverage for design errors on projects for third parties.
Our product offers:
- $5,000,000 in-house limits (higher limits available in the Open Market)
- $1,000 minimum premium
- $1,000 minimum deductible
- Deductible does not apply to defense costs
- Defense costs in addition to the limit of liability
- Worldwide territory
Automatic policy extensions for:
- Loss of Documents ($100,000 sub-limit)
- Libel & Slander
- Breach of Copyright
- Dishonesty of Employees
- Breach of Confidentiality
- Innocent Insureds
- Joint Ventures
- Asbestos and Mould Sub-Limits ($250,000 each)
- Asbestos and Mould Buy-Back Provisions
- One and two year Extended Reporting Periods available
