Designed for a wide range of medical and quasi-medical risks including, but not limited to complementary and alternative medical practitioners. Also designed for medical-aesthetics such as spas, clinics, and beauty salons that offers services like laser & IPL treatments, facial fillers, tattoo removal and many other services.

Our product offers

  • $10,000,000 in-house limits (higher limits available in the Open Market) which may be used as primary or excess
  • Worldwide territory (subject to suits first brought in Canada ONLY)
  • $620 minimum premium
  • $1,000 minimum deductible

Automatic policy extensions for

  • Loss of Documents ($100,000 sub-limit)
  • Libel and Slander
  • Breach of Copyright
  • Dishonesty of Employees
  • Breach of Confidentiality
  • Innocent Insureds
  • Joint Ventures
  • One and two year extended reporting periods available

Underwritten on behalf of Certain Underwriters at Lloyd’s

Commercial General Liability for Medical Malpractice risk

This coverage is designed as a complement to the professional liability policy for many of the classes offered. It is not available as a stand-alone. The main exposure and drive for the policy must be Errors and Omissions upon which a GL policy can be added to cover for an additional premium.

  • $5,000,000 limit available
  • $500 minimum premium
  • $1,000 minimum deductible
  • Occurrence and Claims Made wordings available
  • $250,000 (Maximum) Tenants Legal Liability
  • $500,000 (Maximum) Employee Benefits Liability
  • $10,000 Medical Payments
  • $1,000,000 Non-Owned Automobile
  • $50,000 Legal Liablity for Damage to Hired Automobiles - S.E.F. 94

Territory is Canada only

Also available

  • Property coverage available
  • Excess policy available

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